Rock Hill vs Sioux Falls
Cost of Living Comparison · 2026
Rock Hill
Sioux Falls
The Verdict
Sioux Falls is 7.5% less expensive than Rock Hill overall. A household earning $75,000 in Rock Hill would need approximately $69,750 in Sioux Falls to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Rock Hill has the same purchasing power as $69,750 in Sioux Falls.
Conversely, $75,000 in Sioux Falls equals $80,645 in Rock Hill.
Living in Rock Hill vs Sioux Falls
Housing Costs
Rock Hill's housing index of 79 is lower Sioux Falls's 80, translating to median home prices of $305,000 vs $265,000. The $40,000 difference in home prices means roughly $2,604 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,125/mo in Rock Hill compared to $1,100/mo in Sioux Falls, a monthly difference of $25.
Grocery & Food Costs
Grocery expenses index at 105 in Rock Hill and 97 in Sioux Falls. A household spending the national average of $475/month on groceries would pay approximately $499/month in Rock Hill vs $461/month in Sioux Falls. Sioux Falls offers a meaningful advantage on everyday food costs, saving roughly $456/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 94 in Rock Hill and 94 in Sioux Falls. Monthly utility bills average approximately $376 in Rock Hill vs $376 in Sioux Falls. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 106 in Rock Hill and 101 in Sioux Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $65,800 in Rock Hill and $61,714 in Sioux Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,800 and $66,359 respectively. Sioux Falls residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,535/month to housing in Rock Hill vs $1,440/month in Sioux Falls. In Rock Hill, median rent of $1,125/mo fits within this budget. In Sioux Falls, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Groceries, where the gap is 8 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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