City Comparison

Rochester vs Scranton

Cost of Living Comparison · 2026

Rochester

New York
94
Below Average
$155,000
Median Home
$1,000/mo
Median Rent
$39,728
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

4.4%

Living in Scranton costs 4.4% less than Rochester. To match the purchasing power of a $75,000 salary in Rochester, you would need $71,809 in Scranton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
73
Rochester
65
Scranton
Groceries
101
Rochester
98
Scranton
Utilities
105
Rochester
102
Scranton
Transportation
101
Rochester
101
Scranton
Healthcare
100
Rochester
90
Scranton

Salary Equivalence

A $75,000 salary in Rochester has the same purchasing power as $71,809 in Scranton.

Conversely, $75,000 in Scranton equals $78,333 in Rochester.

Living in Rochester vs Scranton

Housing Costs

Rochester's housing index of 73 is higher Scranton's 65, translating to median home prices of $155,000 vs $195,000. The $40,000 difference in home prices means roughly $2,604 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Rochester compared to $1,025/mo in Scranton, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 101 in Rochester and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $480/month in Rochester vs $466/month in Scranton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Rochester and 102 in Scranton. Monthly utility bills average approximately $420 in Rochester vs $408 in Scranton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Rochester and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $39,728 in Rochester and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,264 and $55,000 respectively. Scranton residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $927/month to housing in Rochester vs $1,155/month in Scranton. In Rochester, median rent of $1,000/mo exceeds this threshold, suggesting renters may feel stretched. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 10 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 4.4% more affordable overall with an index of 90 vs 94.
A $75,000 salary in Rochester has equivalent purchasing power to approximately $71,809 in Scranton, based on the cost of living difference.
Rochester's housing index is 73 with median homes at $155,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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