City Comparison

Rochester vs Roswell

Cost of Living Comparison · 2026

Rochester

New York
94
Below Average
$155,000
Median Home
$1,000/mo
Median Rent
$39,728
Median Income

Roswell

Georgia
113
Above Average
$647,000
Median Home
$1,700/mo
Median Rent
$108,800
Median Income

The Verdict

16.8%

Living in Rochester costs 16.8% less than Roswell. To match the purchasing power of a $75,000 salary in Rochester, you would need $90,160 in Roswell.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
73
Rochester
187
Roswell
Groceries
101
Rochester
101
Roswell
Utilities
105
Rochester
98
Roswell
Transportation
101
Rochester
110
Roswell
Healthcare
100
Rochester
103
Roswell

Salary Equivalence

A $75,000 salary in Rochester has the same purchasing power as $90,160 in Roswell.

Conversely, $75,000 in Roswell equals $62,389 in Rochester.

Living in Rochester vs Roswell

Housing Costs

Rochester's housing index of 73 is lower Roswell's 187, translating to median home prices of $155,000 vs $647,000. The $492,000 difference in home prices means roughly $31,980 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,000/mo in Rochester compared to $1,700/mo in Roswell, a monthly difference of $700.

Grocery & Food Costs

Grocery expenses index at 101 in Rochester and 101 in Roswell. A household spending the national average of $475/month on groceries would pay approximately $480/month in Rochester vs $480/month in Roswell. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Rochester and 98 in Roswell. Monthly utility bills average approximately $420 in Rochester vs $392 in Roswell. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 100 in Rochester and 103 in Roswell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $39,728 in Rochester and $108,800 in Roswell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,264 and $96,283 respectively. Roswell residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $927/month to housing in Rochester vs $2,539/month in Roswell. In Rochester, median rent of $1,000/mo exceeds this threshold, suggesting renters may feel stretched. In Roswell, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 114 index points — focus your budget analysis there.

Frequently Asked Questions

Rochester is 16.8% more affordable overall with an index of 94 vs 113.
A $75,000 salary in Rochester has equivalent purchasing power to approximately $90,160 in Roswell, based on the cost of living difference.
Rochester's housing index is 73 with median homes at $155,000, while Roswell's is 187 with median homes at $647,000.

Moving & Relocation Resources

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