City Comparison

Rochester vs Sydney

Cost of Living Comparison · 2026

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

Sydney

Australia
105
Average
$825,000
Median Home
$2,050/mo
Median Rent
$60,000
Median Income

The Verdict

10.5%

The cost gap between these cities is 10.5%, with Rochester being the more affordable option. A $75,000 income in Rochester has equivalent purchasing power to $83,777 in Sydney.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
95
Rochester
142
Sydney
Groceries
103
Rochester
95
Sydney
Utilities
102
Rochester
98
Sydney
Transportation
102
Rochester
108
Sydney
Healthcare
104
Rochester
72
Sydney

Salary Equivalence

A $75,000 salary in Rochester has the same purchasing power as $83,777 in Sydney.

Conversely, $75,000 in Sydney equals $67,143 in Rochester.

Living in Rochester vs Sydney

Housing Costs

Rochester's housing index of 95 is lower Sydney's 142, translating to median home prices of $345,000 vs $825,000. The $480,000 difference in home prices means roughly $31,200 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,275/mo in Rochester compared to $2,050/mo in Sydney, a monthly difference of $775.

Grocery & Food Costs

Grocery expenses index at 103 in Rochester and 95 in Sydney. A household spending the national average of $475/month on groceries would pay approximately $489/month in Rochester vs $451/month in Sydney. Sydney offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Rochester and 98 in Sydney. Monthly utility bills average approximately $408 in Rochester vs $392 in Sydney. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Rochester and 72 in Sydney. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 32-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $91,500 in Rochester and $60,000 in Sydney. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $97,340 and $57,143 respectively. Rochester residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,135/month to housing in Rochester vs $1,400/month in Sydney. In Rochester, median rent of $1,275/mo fits within this budget. In Sydney, median rent of $2,050/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 47 index points — focus your budget analysis there.

Frequently Asked Questions

Rochester is 10.5% more affordable overall with an index of 94 vs 105.
A $75,000 salary in Rochester has equivalent purchasing power to approximately $83,777 in Sydney, based on the cost of living difference.
Rochester's housing index is 95 with median homes at $345,000, while Sydney's is 142 with median homes at $825,000.

Moving & Relocation Resources

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