City Comparison

Rochester vs Sugar Land

Cost of Living Comparison · 2026

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

Sugar Land

Texas
110
Above Average
$456,000
Median Home
$1,625/mo
Median Rent
$128,400
Median Income

The Verdict

14.5%

Living in Rochester costs 14.5% less than Sugar Land. To match the purchasing power of a $75,000 salary in Rochester, you would need $87,766 in Sugar Land.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
95
Rochester
128
Sugar Land
Groceries
103
Rochester
99
Sugar Land
Utilities
102
Rochester
96
Sugar Land
Transportation
102
Rochester
101
Sugar Land
Healthcare
104
Rochester
96
Sugar Land

Salary Equivalence

A $75,000 salary in Rochester has the same purchasing power as $87,766 in Sugar Land.

Conversely, $75,000 in Sugar Land equals $64,091 in Rochester.

Living in Rochester vs Sugar Land

Housing Costs

Rochester's housing index of 95 is lower Sugar Land's 128, translating to median home prices of $345,000 vs $456,000. The $111,000 difference in home prices means roughly $7,212 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,275/mo in Rochester compared to $1,625/mo in Sugar Land, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 103 in Rochester and 99 in Sugar Land. A household spending the national average of $475/month on groceries would pay approximately $489/month in Rochester vs $470/month in Sugar Land. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Rochester and 96 in Sugar Land. Monthly utility bills average approximately $408 in Rochester vs $384 in Sugar Land. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Rochester and 96 in Sugar Land. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $91,500 in Rochester and $128,400 in Sugar Land. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $97,340 and $116,727 respectively. Sugar Land residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,135/month to housing in Rochester vs $2,996/month in Sugar Land. In Rochester, median rent of $1,275/mo fits within this budget. In Sugar Land, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Rochester is 14.5% more affordable overall with an index of 94 vs 110.
A $75,000 salary in Rochester has equivalent purchasing power to approximately $87,766 in Sugar Land, based on the cost of living difference.
Rochester's housing index is 95 with median homes at $345,000, while Sugar Land's is 128 with median homes at $456,000.

Moving & Relocation Resources

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