City Comparison

Rochester vs St George

Cost of Living Comparison · 2026

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

St George

Utah
110
Above Average
$550,000
Median Home
$1,525/mo
Median Rent
$72,400
Median Income

The Verdict

14.5%

Living in Rochester costs 14.5% less than St George. To match the purchasing power of a $75,000 salary in Rochester, you would need $87,766 in St George.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
95
Rochester
144
St George
Groceries
103
Rochester
100
St George
Utilities
102
Rochester
87
St George
Transportation
102
Rochester
104
St George
Healthcare
104
Rochester
96
St George

Salary Equivalence

A $75,000 salary in Rochester has the same purchasing power as $87,766 in St George.

Conversely, $75,000 in St George equals $64,091 in Rochester.

Living in Rochester vs St George

Housing Costs

Rochester's housing index of 95 is lower St George's 144, translating to median home prices of $345,000 vs $550,000. The $205,000 difference in home prices means roughly $13,320 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,275/mo in Rochester compared to $1,525/mo in St George, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 103 in Rochester and 100 in St George. A household spending the national average of $475/month on groceries would pay approximately $489/month in Rochester vs $475/month in St George. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Rochester and 87 in St George. Monthly utility bills average approximately $408 in Rochester vs $348 in St George. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 104 in Rochester and 96 in St George. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $91,500 in Rochester and $72,400 in St George. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $97,340 and $65,818 respectively. Rochester residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,135/month to housing in Rochester vs $1,689/month in St George. In Rochester, median rent of $1,275/mo fits within this budget. In St George, median rent of $1,525/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 49 index points — focus your budget analysis there.

Frequently Asked Questions

Rochester is 14.5% more affordable overall with an index of 94 vs 110.
A $75,000 salary in Rochester has equivalent purchasing power to approximately $87,766 in St George, based on the cost of living difference.
Rochester's housing index is 95 with median homes at $345,000, while St George's is 144 with median homes at $550,000.

Moving & Relocation Resources

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