City Comparison

Rochester vs San Antonio

Cost of Living Comparison · 2026

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

San Antonio

Texas
90
Below Average
$250,000
Median Home
$1,200/mo
Median Rent
$53,420
Median Income

The Verdict

4.4%

The cost gap between these cities is 4.4%, with San Antonio being the more affordable option. A $75,000 income in Rochester has equivalent purchasing power to $71,809 in San Antonio.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
95
Rochester
78
San Antonio
Groceries
103
Rochester
93
San Antonio
Utilities
102
Rochester
96
San Antonio
Transportation
102
Rochester
101
San Antonio
Healthcare
104
Rochester
95
San Antonio

Salary Equivalence

A $75,000 salary in Rochester has the same purchasing power as $71,809 in San Antonio.

Conversely, $75,000 in San Antonio equals $78,333 in Rochester.

Living in Rochester vs San Antonio

Housing Costs

Rochester's housing index of 95 is higher San Antonio's 78, translating to median home prices of $345,000 vs $250,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,275/mo in Rochester compared to $1,200/mo in San Antonio, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 103 in Rochester and 93 in San Antonio. A household spending the national average of $475/month on groceries would pay approximately $489/month in Rochester vs $442/month in San Antonio. San Antonio offers a meaningful advantage on everyday food costs, saving roughly $564/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 102 in Rochester and 96 in San Antonio. Monthly utility bills average approximately $408 in Rochester vs $384 in San Antonio. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 104 in Rochester and 95 in San Antonio. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $91,500 in Rochester and $53,420 in San Antonio. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $97,340 and $59,356 respectively. Rochester residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,135/month to housing in Rochester vs $1,246/month in San Antonio. In Rochester, median rent of $1,275/mo fits within this budget. In San Antonio, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 17 index points — focus your budget analysis there.

Frequently Asked Questions

San Antonio is 4.4% more affordable overall with an index of 90 vs 94.
A $75,000 salary in Rochester has equivalent purchasing power to approximately $71,809 in San Antonio, based on the cost of living difference.
Rochester's housing index is 95 with median homes at $345,000, while San Antonio's is 78 with median homes at $250,000.

Moving & Relocation Resources

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