Roanoke vs Virginia Beach
Cost of Living Comparison · 2026
Roanoke
Virginia Beach
The Verdict
Living in Roanoke costs 22.9% less than Virginia Beach. To match the purchasing power of a $75,000 salary in Roanoke, you would need $97,222 in Virginia Beach.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Roanoke has the same purchasing power as $97,222 in Virginia Beach.
Conversely, $75,000 in Virginia Beach equals $57,857 in Roanoke.
Living in Roanoke vs Virginia Beach
Housing Costs
Roanoke's housing index of 57 is lower Virginia Beach's 112, translating to median home prices of $225,000 vs $310,000. The $85,000 difference in home prices means roughly $5,520 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Roanoke compared to $1,500/mo in Virginia Beach, a monthly difference of $425.
Grocery & Food Costs
Grocery expenses index at 97 in Roanoke and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $461/month in Roanoke vs $475/month in Virginia Beach. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 116 in Roanoke and 98 in Virginia Beach. Monthly utility bills average approximately $464 in Roanoke vs $392 in Virginia Beach. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 91 in Roanoke and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $52,700 in Roanoke and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,062 and $69,922 respectively. Virginia Beach residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,230/month to housing in Roanoke vs $1,713/month in Virginia Beach. In Roanoke, median rent of $1,075/mo fits within this budget. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 55 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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