City Comparison

Roanoke vs Stockton

Cost of Living Comparison · 2026

Roanoke

Virginia
81
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$52,700
Median Income

Stockton

California
114
Above Average
$400,000
Median Home
$1,500/mo
Median Rent
$54,658
Median Income

The Verdict

28.9%

Living in Roanoke costs 28.9% less than Stockton. To match the purchasing power of a $75,000 salary in Roanoke, you would need $105,556 in Stockton.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
57
Roanoke
126
Stockton
Groceries
97
Roanoke
101
Stockton
Utilities
116
Roanoke
108
Stockton
Transportation
98
Roanoke
111
Stockton
Healthcare
91
Roanoke
101
Stockton

Salary Equivalence

A $75,000 salary in Roanoke has the same purchasing power as $105,556 in Stockton.

Conversely, $75,000 in Stockton equals $53,289 in Roanoke.

Living in Roanoke vs Stockton

Housing Costs

Roanoke's housing index of 57 is lower Stockton's 126, translating to median home prices of $225,000 vs $400,000. The $175,000 difference in home prices means roughly $11,376 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Roanoke compared to $1,500/mo in Stockton, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 97 in Roanoke and 101 in Stockton. A household spending the national average of $475/month on groceries would pay approximately $461/month in Roanoke vs $480/month in Stockton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 116 in Roanoke and 108 in Stockton. Monthly utility bills average approximately $464 in Roanoke vs $432 in Stockton. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 91 in Roanoke and 101 in Stockton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,700 in Roanoke and $54,658 in Stockton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,062 and $47,946 respectively. Roanoke residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,230/month to housing in Roanoke vs $1,275/month in Stockton. In Roanoke, median rent of $1,075/mo fits within this budget. In Stockton, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 69 index points — focus your budget analysis there.

Frequently Asked Questions

Roanoke is 28.9% more affordable overall with an index of 81 vs 114.
A $75,000 salary in Roanoke has equivalent purchasing power to approximately $105,556 in Stockton, based on the cost of living difference.
Roanoke's housing index is 57 with median homes at $225,000, while Stockton's is 126 with median homes at $400,000.

Moving & Relocation Resources

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