Roanoke vs St. Paul
Cost of Living Comparison · 2026
Roanoke
St. Paul
The Verdict
Living in Roanoke costs 19.0% less than St. Paul. To match the purchasing power of a $75,000 salary in Roanoke, you would need $92,593 in St. Paul.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Roanoke has the same purchasing power as $92,593 in St. Paul.
Conversely, $75,000 in St. Paul equals $60,750 in Roanoke.
Living in Roanoke vs St. Paul
Housing Costs
Roanoke's housing index of 57 is lower St. Paul's 98, translating to median home prices of $225,000 vs $260,000. The $35,000 difference in home prices means roughly $2,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Roanoke compared to $1,300/mo in St. Paul, a monthly difference of $225.
Grocery & Food Costs
Grocery expenses index at 97 in Roanoke and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $461/month in Roanoke vs $489/month in St. Paul. Roanoke offers a meaningful advantage on everyday food costs, saving roughly $336/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 116 in Roanoke and 97 in St. Paul. Monthly utility bills average approximately $464 in Roanoke vs $388 in St. Paul. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 91 in Roanoke and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $52,700 in Roanoke and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,062 and $57,718 respectively. Roanoke residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,230/month to housing in Roanoke vs $1,347/month in St. Paul. In Roanoke, median rent of $1,075/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 41 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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