City Comparison

Roanoke vs St. Paul

Cost of Living Comparison · 2026

Roanoke

Virginia
81
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$52,700
Median Income

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

The Verdict

19.0%

Living in Roanoke costs 19.0% less than St. Paul. To match the purchasing power of a $75,000 salary in Roanoke, you would need $92,593 in St. Paul.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
57
Roanoke
98
St. Paul
Groceries
97
Roanoke
103
St. Paul
Utilities
116
Roanoke
97
St. Paul
Transportation
98
Roanoke
108
St. Paul
Healthcare
91
Roanoke
105
St. Paul

Salary Equivalence

A $75,000 salary in Roanoke has the same purchasing power as $92,593 in St. Paul.

Conversely, $75,000 in St. Paul equals $60,750 in Roanoke.

Living in Roanoke vs St. Paul

Housing Costs

Roanoke's housing index of 57 is lower St. Paul's 98, translating to median home prices of $225,000 vs $260,000. The $35,000 difference in home prices means roughly $2,280 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Roanoke compared to $1,300/mo in St. Paul, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 97 in Roanoke and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $461/month in Roanoke vs $489/month in St. Paul. Roanoke offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 116 in Roanoke and 97 in St. Paul. Monthly utility bills average approximately $464 in Roanoke vs $388 in St. Paul. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 91 in Roanoke and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,700 in Roanoke and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,062 and $57,718 respectively. Roanoke residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,230/month to housing in Roanoke vs $1,347/month in St. Paul. In Roanoke, median rent of $1,075/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 41 index points — focus your budget analysis there.

Frequently Asked Questions

Roanoke is 19.0% more affordable overall with an index of 81 vs 100.
A $75,000 salary in Roanoke has equivalent purchasing power to approximately $92,593 in St. Paul, based on the cost of living difference.
Roanoke's housing index is 57 with median homes at $225,000, while St. Paul's is 98 with median homes at $260,000.

Moving & Relocation Resources

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