City Comparison

Roanoke vs St. Louis

Cost of Living Comparison · 2026

Roanoke

Virginia
81
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$52,700
Median Income

St. Louis

Missouri
90
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$45,782
Median Income

The Verdict

10.0%

Roanoke is 10.0% less expensive than St. Louis overall. A household earning $75,000 in Roanoke would need approximately $83,333 in St. Louis to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
57
Roanoke
72
St. Louis
Groceries
97
Roanoke
97
St. Louis
Utilities
116
Roanoke
95
St. Louis
Transportation
98
Roanoke
103
St. Louis
Healthcare
91
Roanoke
95
St. Louis

Salary Equivalence

A $75,000 salary in Roanoke has the same purchasing power as $83,333 in St. Louis.

Conversely, $75,000 in St. Louis equals $67,500 in Roanoke.

Living in Roanoke vs St. Louis

Housing Costs

Roanoke's housing index of 57 is lower St. Louis's 72, translating to median home prices of $225,000 vs $175,000. The $50,000 difference in home prices means roughly $3,252 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Roanoke compared to $1,000/mo in St. Louis, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 97 in Roanoke and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $461/month in Roanoke vs $461/month in St. Louis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 116 in Roanoke and 95 in St. Louis. Monthly utility bills average approximately $464 in Roanoke vs $380 in St. Louis. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 91 in Roanoke and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,700 in Roanoke and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,062 and $50,869 respectively. Roanoke residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,230/month to housing in Roanoke vs $1,068/month in St. Louis. In Roanoke, median rent of $1,075/mo fits within this budget. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

Roanoke is 10.0% more affordable overall with an index of 81 vs 90.
A $75,000 salary in Roanoke has equivalent purchasing power to approximately $83,333 in St. Louis, based on the cost of living difference.
Roanoke's housing index is 57 with median homes at $225,000, while St. Louis's is 72 with median homes at $175,000.

Moving & Relocation Resources

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