City Comparison

Roanoke vs South Bend

Cost of Living Comparison · 2026

Roanoke

Virginia
81
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$52,700
Median Income

South Bend

Indiana
80
Very Affordable
$173,000
Median Home
$900/mo
Median Rent
$48,200
Median Income

The Verdict

1.3%

The cost gap between these cities is 1.3%, with South Bend being the more affordable option. A $75,000 income in Roanoke has equivalent purchasing power to $74,074 in South Bend.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
57
Roanoke
50
South Bend
Groceries
97
Roanoke
97
South Bend
Utilities
116
Roanoke
94
South Bend
Transportation
98
Roanoke
102
South Bend
Healthcare
91
Roanoke
88
South Bend

Salary Equivalence

A $75,000 salary in Roanoke has the same purchasing power as $74,074 in South Bend.

Conversely, $75,000 in South Bend equals $75,938 in Roanoke.

Living in Roanoke vs South Bend

Housing Costs

Roanoke's housing index of 57 is higher South Bend's 50, translating to median home prices of $225,000 vs $173,000. The $52,000 difference in home prices means roughly $3,384 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Roanoke compared to $900/mo in South Bend, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 97 in Roanoke and 97 in South Bend. A household spending the national average of $475/month on groceries would pay approximately $461/month in Roanoke vs $461/month in South Bend. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 116 in Roanoke and 94 in South Bend. Monthly utility bills average approximately $464 in Roanoke vs $376 in South Bend. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 91 in Roanoke and 88 in South Bend. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,700 in Roanoke and $48,200 in South Bend. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,062 and $60,250 respectively. Roanoke residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,230/month to housing in Roanoke vs $1,125/month in South Bend. In Roanoke, median rent of $1,075/mo fits within this budget. In South Bend, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

South Bend is 1.3% more affordable overall with an index of 80 vs 81.
A $75,000 salary in Roanoke has equivalent purchasing power to approximately $74,074 in South Bend, based on the cost of living difference.
Roanoke's housing index is 57 with median homes at $225,000, while South Bend's is 50 with median homes at $173,000.

Moving & Relocation Resources

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