City Comparison

Roanoke vs Rockford

Cost of Living Comparison · 2026

Roanoke

Virginia
81
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$52,700
Median Income

Rockford

Illinois
79
Very Affordable
$155,000
Median Home
$950/mo
Median Rent
$53,300
Median Income

The Verdict

2.5%

Rockford is 2.5% less expensive than Roanoke overall. A household earning $75,000 in Roanoke would need approximately $73,148 in Rockford to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
57
Roanoke
52
Rockford
Groceries
97
Roanoke
99
Rockford
Utilities
116
Roanoke
92
Rockford
Transportation
98
Roanoke
101
Rockford
Healthcare
91
Roanoke
106
Rockford

Salary Equivalence

A $75,000 salary in Roanoke has the same purchasing power as $73,148 in Rockford.

Conversely, $75,000 in Rockford equals $76,899 in Roanoke.

Living in Roanoke vs Rockford

Housing Costs

Roanoke's housing index of 57 is higher Rockford's 52, translating to median home prices of $225,000 vs $155,000. The $70,000 difference in home prices means roughly $4,548 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Roanoke compared to $950/mo in Rockford, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 97 in Roanoke and 99 in Rockford. A household spending the national average of $475/month on groceries would pay approximately $461/month in Roanoke vs $470/month in Rockford. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 116 in Roanoke and 92 in Rockford. Monthly utility bills average approximately $464 in Roanoke vs $368 in Rockford. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 91 in Roanoke and 106 in Rockford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,700 in Roanoke and $53,300 in Rockford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,062 and $67,468 respectively. Rockford residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,230/month to housing in Roanoke vs $1,244/month in Rockford. In Roanoke, median rent of $1,075/mo fits within this budget. In Rockford, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Rockford is 2.5% more affordable overall with an index of 79 vs 81.
A $75,000 salary in Roanoke has equivalent purchasing power to approximately $73,148 in Rockford, based on the cost of living difference.
Roanoke's housing index is 57 with median homes at $225,000, while Rockford's is 52 with median homes at $155,000.

Moving & Relocation Resources

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