City Comparison

Roanoke vs Rochester

Cost of Living Comparison · 2026

Roanoke

Virginia
81
Very Affordable
$225,000
Median Home
$1,075/mo
Median Rent
$52,700
Median Income

Rochester

New York
94
Below Average
$155,000
Median Home
$1,000/mo
Median Rent
$39,728
Median Income

The Verdict

13.8%

The cost gap between these cities is 13.8%, with Roanoke being the more affordable option. A $75,000 income in Roanoke has equivalent purchasing power to $87,037 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
57
Roanoke
73
Rochester
Groceries
97
Roanoke
101
Rochester
Utilities
116
Roanoke
105
Rochester
Transportation
98
Roanoke
101
Rochester
Healthcare
91
Roanoke
100
Rochester

Salary Equivalence

A $75,000 salary in Roanoke has the same purchasing power as $87,037 in Rochester.

Conversely, $75,000 in Rochester equals $64,628 in Roanoke.

Living in Roanoke vs Rochester

Housing Costs

Roanoke's housing index of 57 is lower Rochester's 73, translating to median home prices of $225,000 vs $155,000. The $70,000 difference in home prices means roughly $4,548 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Roanoke compared to $1,000/mo in Rochester, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 97 in Roanoke and 101 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $461/month in Roanoke vs $480/month in Rochester. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 116 in Roanoke and 105 in Rochester. Monthly utility bills average approximately $464 in Roanoke vs $420 in Rochester. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 91 in Roanoke and 100 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,700 in Roanoke and $39,728 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $65,062 and $42,264 respectively. Roanoke residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,230/month to housing in Roanoke vs $927/month in Rochester. In Roanoke, median rent of $1,075/mo fits within this budget. In Rochester, median rent of $1,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 16 index points — focus your budget analysis there.

Frequently Asked Questions

Roanoke is 13.8% more affordable overall with an index of 81 vs 94.
A $75,000 salary in Roanoke has equivalent purchasing power to approximately $87,037 in Rochester, based on the cost of living difference.
Roanoke's housing index is 57 with median homes at $225,000, while Rochester's is 73 with median homes at $155,000.

Moving & Relocation Resources

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