City Comparison

Reading vs Scottsdale

Cost of Living Comparison · 2026

Reading

Pennsylvania
89
Below Average
$155,000
Median Home
$1,050/mo
Median Rent
$45,600
Median Income

Scottsdale

Arizona
123
Expensive
$580,000
Median Home
$2,000/mo
Median Rent
$92,298
Median Income

The Verdict

27.6%

Living in Reading costs 27.6% less than Scottsdale. To match the purchasing power of a $75,000 salary in Reading, you would need $103,652 in Scottsdale.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Reading
162
Scottsdale
Groceries
96
Reading
103
Scottsdale
Utilities
105
Reading
96
Scottsdale
Transportation
108
Reading
103
Scottsdale
Healthcare
89
Reading
95
Scottsdale

Salary Equivalence

A $75,000 salary in Reading has the same purchasing power as $103,652 in Scottsdale.

Conversely, $75,000 in Scottsdale equals $54,268 in Reading.

Living in Reading vs Scottsdale

Housing Costs

Reading's housing index of 62 is lower Scottsdale's 162, translating to median home prices of $155,000 vs $580,000. The $425,000 difference in home prices means roughly $27,624 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Reading compared to $2,000/mo in Scottsdale, a monthly difference of $950.

Grocery & Food Costs

Grocery expenses index at 96 in Reading and 103 in Scottsdale. A household spending the national average of $475/month on groceries would pay approximately $456/month in Reading vs $489/month in Scottsdale. Reading offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Reading and 96 in Scottsdale. Monthly utility bills average approximately $420 in Reading vs $384 in Scottsdale. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 89 in Reading and 95 in Scottsdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $45,600 in Reading and $92,298 in Scottsdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,236 and $75,039 respectively. Scottsdale residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,064/month to housing in Reading vs $2,154/month in Scottsdale. In Reading, median rent of $1,050/mo fits within this budget. In Scottsdale, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 100 index points — focus your budget analysis there.

Frequently Asked Questions

Reading is 27.6% more affordable overall with an index of 89 vs 123.
A $75,000 salary in Reading has equivalent purchasing power to approximately $103,652 in Scottsdale, based on the cost of living difference.
Reading's housing index is 62 with median homes at $155,000, while Scottsdale's is 162 with median homes at $580,000.

Moving & Relocation Resources

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