City Comparison

Reading vs Roswell

Cost of Living Comparison · 2026

Reading

Pennsylvania
89
Below Average
$155,000
Median Home
$1,050/mo
Median Rent
$45,600
Median Income

Roswell

Georgia
113
Above Average
$647,000
Median Home
$1,700/mo
Median Rent
$108,800
Median Income

The Verdict

21.2%

Reading is 21.2% less expensive than Roswell overall. A household earning $75,000 in Reading would need approximately $95,225 in Roswell to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
62
Reading
187
Roswell
Groceries
96
Reading
101
Roswell
Utilities
105
Reading
98
Roswell
Transportation
108
Reading
110
Roswell
Healthcare
89
Reading
103
Roswell

Salary Equivalence

A $75,000 salary in Reading has the same purchasing power as $95,225 in Roswell.

Conversely, $75,000 in Roswell equals $59,071 in Reading.

Living in Reading vs Roswell

Housing Costs

Reading's housing index of 62 is lower Roswell's 187, translating to median home prices of $155,000 vs $647,000. The $492,000 difference in home prices means roughly $31,980 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,050/mo in Reading compared to $1,700/mo in Roswell, a monthly difference of $650.

Grocery & Food Costs

Grocery expenses index at 96 in Reading and 101 in Roswell. A household spending the national average of $475/month on groceries would pay approximately $456/month in Reading vs $480/month in Roswell. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Reading and 98 in Roswell. Monthly utility bills average approximately $420 in Reading vs $392 in Roswell. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 89 in Reading and 103 in Roswell. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $45,600 in Reading and $108,800 in Roswell. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $51,236 and $96,283 respectively. Roswell residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,064/month to housing in Reading vs $2,539/month in Roswell. In Reading, median rent of $1,050/mo fits within this budget. In Roswell, median rent of $1,700/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 125 index points — focus your budget analysis there.

Frequently Asked Questions

Reading is 21.2% more affordable overall with an index of 89 vs 113.
A $75,000 salary in Reading has equivalent purchasing power to approximately $95,225 in Roswell, based on the cost of living difference.
Reading's housing index is 62 with median homes at $155,000, while Roswell's is 187 with median homes at $647,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases