City Comparison

Rapid City vs Syracuse

Cost of Living Comparison · 2026

Rapid City

South Dakota
98
Average
$325,000
Median Home
$1,100/mo
Median Rent
$70,900
Median Income

Syracuse

New York
92
Below Average
$140,000
Median Home
$950/mo
Median Rent
$36,708
Median Income

The Verdict

6.5%

The cost gap between these cities is 6.5%, with Syracuse being the more affordable option. A $75,000 income in Rapid City has equivalent purchasing power to $70,408 in Syracuse.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
91
Rapid City
69
Syracuse
Groceries
102
Rapid City
101
Syracuse
Utilities
87
Rapid City
105
Syracuse
Transportation
102
Rapid City
101
Syracuse
Healthcare
107
Rapid City
100
Syracuse

Salary Equivalence

A $75,000 salary in Rapid City has the same purchasing power as $70,408 in Syracuse.

Conversely, $75,000 in Syracuse equals $79,891 in Rapid City.

Living in Rapid City vs Syracuse

Housing Costs

Rapid City's housing index of 91 is higher Syracuse's 69, translating to median home prices of $325,000 vs $140,000. The $185,000 difference in home prices means roughly $12,024 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Rapid City compared to $950/mo in Syracuse, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 102 in Rapid City and 101 in Syracuse. A household spending the national average of $475/month on groceries would pay approximately $485/month in Rapid City vs $480/month in Syracuse. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 87 in Rapid City and 105 in Syracuse. Monthly utility bills average approximately $348 in Rapid City vs $420 in Syracuse. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 107 in Rapid City and 100 in Syracuse. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $70,900 in Rapid City and $36,708 in Syracuse. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $72,347 and $39,900 respectively. Rapid City residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,654/month to housing in Rapid City vs $857/month in Syracuse. In Rapid City, median rent of $1,100/mo fits within this budget. In Syracuse, median rent of $950/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 22 index points — focus your budget analysis there.

Frequently Asked Questions

Syracuse is 6.5% more affordable overall with an index of 92 vs 98.
A $75,000 salary in Rapid City has equivalent purchasing power to approximately $70,408 in Syracuse, based on the cost of living difference.
Rapid City's housing index is 91 with median homes at $325,000, while Syracuse's is 69 with median homes at $140,000.

Moving & Relocation Resources

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