⚖️ City Comparison

Raleigh vs Yuma

Cost of Living Comparison · 2026 Data

Raleigh

North Carolina
102
Average
$370,000
Median Home
$1,500/mo
Median Rent
$67,266
Median Income

Yuma

Arizona
95
Below Average
$453,000
Median Home
$1,670/mo
Median Rent
$55,500
Median Income

💡 The Verdict

7% Cheaper

Yuma is 7% cheaper than Raleigh overall. A $75,000 salary in Raleigh is equivalent to $69,853 in Yuma.

Category-by-Category Breakdown

Index values for Raleigh (left) vs Yuma (right). National average = 100.

Housing
107
Housing
124
Groceries
100
Groceries
98
Utilities
94
Utilities
95
Transportation
100
Transportation
94
Healthcare
108
Healthcare
95

Detailed Price Comparison

Estimated item-level prices in Raleigh versus Yuma. Differences shown from Raleigh perspective.

ItemRaleighYumaDifference
1-Bed Rent$1,010/mo$1,140/mo$-130.00
2-Bed Rent$1,500/mo$1,670/mo$-170.00
3-Bed Rent$1,950/mo$2,100/mo$-150.00
Bread (loaf)$2.89$2.83+$0.06
Milk (gallon)$3.88$3.55+$0.33
Eggs (dozen)$3.31$3.15+$0.16
Coffee (latte)$5.93$5.59+$0.34
Gas (gallon)$3.37$3.17+$0.20
Restaurant Meal$18.36$17.40+$0.96

💰 Salary Equivalence

A $75,000 salary in Raleigh has the same purchasing power as $69,853 in Yuma.

Conversely, $75,000 in Yuma equals $80,526 in Raleigh.

💼 Take-Home Pay Comparison

Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.

$54,187
Raleigh (North Carolina)
$55,762
Yuma (Arizona)

The $1575 difference is driven by North Carolina having a higher state income tax rate. North Carolina details → · Arizona details →

⚙️ Customize Your Comparison

Adjust category weights to match your spending priorities.

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Your Weighted Score
102 vs 95

Reading These Numbers: Raleigh (102) vs Yuma (95)

Raleigh at 102 is 2% above the US average, while Yuma at 95 is 5% below average. The cost difference between these cities is relatively modest.

In Raleigh, the composite index of 102 reflects a weighted calculation where housing carries the most influence at 107, followed by groceries (100), utilities (94), transportation (100), and healthcare (108). Costs are fairly balanced across categories.

For renters: With median rents of $1,500/mo in Raleigh and $1,670/mo in Yuma, the annual rent difference is approximately $2,040.0. Over a 5-year period, that compounds to $10,200.0 in savings by choosing the more affordable city.

For homebuyers: The $83,000.0 difference in median home prices between Raleigh and Yuma translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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Making Your Decision: Raleigh vs Yuma

Choosing between Raleigh and Yuma involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.

The cost gap between Raleigh and Yuma reflects thousands of individual pricing differences across housing markets, grocery chains, utility providers, and healthcare networks. No two households experience the same effective cost of living even in the same city, which is why the category breakdown matters more than the headline number. Adjust the lifestyle weighting sliders above to see how your spending priorities shift the comparison between these specific metros.