City Comparison

Pueblo vs Yuma

Cost of Living Comparison · 2026

Pueblo

Colorado
90
Below Average
$247,000
Median Home
$1,075/mo
Median Rent
$56,700
Median Income

Yuma

Arizona
92
Below Average
$284,000
Median Home
$1,100/mo
Median Rent
$54,100
Median Income

The Verdict

2.2%

Living in Pueblo costs 2.2% less than Yuma. To match the purchasing power of a $75,000 salary in Pueblo, you would need $76,667 in Yuma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Pueblo
82
Yuma
Groceries
99
Pueblo
101
Yuma
Utilities
96
Pueblo
102
Yuma
Transportation
99
Pueblo
97
Yuma
Healthcare
102
Pueblo
87
Yuma

Salary Equivalence

A $75,000 salary in Pueblo has the same purchasing power as $76,667 in Yuma.

Conversely, $75,000 in Yuma equals $73,370 in Pueblo.

Living in Pueblo vs Yuma

Housing Costs

Pueblo's housing index of 81 is lower Yuma's 82, translating to median home prices of $247,000 vs $284,000. The $37,000 difference in home prices means roughly $2,400 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Pueblo compared to $1,100/mo in Yuma, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 99 in Pueblo and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $470/month in Pueblo vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Pueblo and 102 in Yuma. Monthly utility bills average approximately $384 in Pueblo vs $408 in Yuma. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Pueblo and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,700 in Pueblo and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,000 and $58,804 respectively. Pueblo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,323/month to housing in Pueblo vs $1,262/month in Yuma. In Pueblo, median rent of $1,075/mo fits within this budget. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 15 index points — focus your budget analysis there.

Frequently Asked Questions

Pueblo is 2.2% more affordable overall with an index of 90 vs 92.
A $75,000 salary in Pueblo has equivalent purchasing power to approximately $76,667 in Yuma, based on the cost of living difference.
Pueblo's housing index is 81 with median homes at $247,000, while Yuma's is 82 with median homes at $284,000.

Moving & Relocation Resources

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