City Comparison

Pueblo vs St. Paul

Cost of Living Comparison · 2026

Pueblo

Colorado
90
Below Average
$247,000
Median Home
$1,075/mo
Median Rent
$56,700
Median Income

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

The Verdict

10.0%

Living in Pueblo costs 10.0% less than St. Paul. To match the purchasing power of a $75,000 salary in Pueblo, you would need $83,333 in St. Paul.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Pueblo
98
St. Paul
Groceries
99
Pueblo
103
St. Paul
Utilities
96
Pueblo
97
St. Paul
Transportation
99
Pueblo
108
St. Paul
Healthcare
102
Pueblo
105
St. Paul

Salary Equivalence

A $75,000 salary in Pueblo has the same purchasing power as $83,333 in St. Paul.

Conversely, $75,000 in St. Paul equals $67,500 in Pueblo.

Living in Pueblo vs St. Paul

Housing Costs

Pueblo's housing index of 81 is lower St. Paul's 98, translating to median home prices of $247,000 vs $260,000. The $13,000 difference in home prices means roughly $840 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Pueblo compared to $1,300/mo in St. Paul, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 99 in Pueblo and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $470/month in Pueblo vs $489/month in St. Paul. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Pueblo and 97 in St. Paul. Monthly utility bills average approximately $384 in Pueblo vs $388 in St. Paul. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Pueblo and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,700 in Pueblo and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,000 and $57,718 respectively. Pueblo residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,323/month to housing in Pueblo vs $1,347/month in St. Paul. In Pueblo, median rent of $1,075/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 17 index points — focus your budget analysis there.

Frequently Asked Questions

Pueblo is 10.0% more affordable overall with an index of 90 vs 100.
A $75,000 salary in Pueblo has equivalent purchasing power to approximately $83,333 in St. Paul, based on the cost of living difference.
Pueblo's housing index is 81 with median homes at $247,000, while St. Paul's is 98 with median homes at $260,000.

Moving & Relocation Resources

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