City Comparison

Pueblo vs St. Louis

Cost of Living Comparison · 2026

Pueblo

Colorado
90
Below Average
$247,000
Median Home
$1,075/mo
Median Rent
$56,700
Median Income

St. Louis

Missouri
90
Below Average
$175,000
Median Home
$1,000/mo
Median Rent
$45,782
Median Income

The Verdict

0.0%

The cost gap between these cities is 0.0%, with Pueblo being the more affordable option. A $75,000 income in Pueblo has equivalent purchasing power to $75,000 in St. Louis.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Pueblo
72
St. Louis
Groceries
99
Pueblo
97
St. Louis
Utilities
96
Pueblo
95
St. Louis
Transportation
99
Pueblo
103
St. Louis
Healthcare
102
Pueblo
95
St. Louis

Salary Equivalence

A $75,000 salary in Pueblo has the same purchasing power as $75,000 in St. Louis.

Conversely, $75,000 in St. Louis equals $75,000 in Pueblo.

Living in Pueblo vs St. Louis

Housing Costs

Pueblo's housing index of 81 is higher St. Louis's 72, translating to median home prices of $247,000 vs $175,000. The $72,000 difference in home prices means roughly $4,680 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Pueblo compared to $1,000/mo in St. Louis, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 99 in Pueblo and 97 in St. Louis. A household spending the national average of $475/month on groceries would pay approximately $470/month in Pueblo vs $461/month in St. Louis. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Pueblo and 95 in St. Louis. Monthly utility bills average approximately $384 in Pueblo vs $380 in St. Louis. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 102 in Pueblo and 95 in St. Louis. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $56,700 in Pueblo and $45,782 in St. Louis. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,000 and $50,869 respectively. Pueblo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,323/month to housing in Pueblo vs $1,068/month in St. Louis. In Pueblo, median rent of $1,075/mo fits within this budget. In St. Louis, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 9 index points — focus your budget analysis there.

Frequently Asked Questions

Pueblo is 0.0% more affordable overall with an index of 90 vs 90.
A $75,000 salary in Pueblo has equivalent purchasing power to approximately $75,000 in St. Louis, based on the cost of living difference.
Pueblo's housing index is 81 with median homes at $247,000, while St. Louis's is 72 with median homes at $175,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases