City Comparison

Pueblo vs Springfield

Cost of Living Comparison · 2026

Pueblo

Colorado
90
Below Average
$247,000
Median Home
$1,075/mo
Median Rent
$56,700
Median Income

Springfield

Missouri
84
Very Affordable
$225,000
Median Home
$950/mo
Median Rent
$46,000
Median Income

The Verdict

7.1%

The cost gap between these cities is 7.1%, with Springfield being the more affordable option. A $75,000 income in Pueblo has equivalent purchasing power to $70,000 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Pueblo
67
Springfield
Groceries
99
Pueblo
94
Springfield
Utilities
96
Pueblo
79
Springfield
Transportation
99
Pueblo
90
Springfield
Healthcare
102
Pueblo
116
Springfield

Salary Equivalence

A $75,000 salary in Pueblo has the same purchasing power as $70,000 in Springfield.

Conversely, $75,000 in Springfield equals $80,357 in Pueblo.

Living in Pueblo vs Springfield

Housing Costs

Pueblo's housing index of 81 is higher Springfield's 67, translating to median home prices of $247,000 vs $225,000. The $22,000 difference in home prices means roughly $1,428 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Pueblo compared to $950/mo in Springfield, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 99 in Pueblo and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $470/month in Pueblo vs $447/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Pueblo and 79 in Springfield. Monthly utility bills average approximately $384 in Pueblo vs $316 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Pueblo and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,700 in Pueblo and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,000 and $54,762 respectively. Pueblo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,323/month to housing in Pueblo vs $1,073/month in Springfield. In Pueblo, median rent of $1,075/mo fits within this budget. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 17 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 7.1% more affordable overall with an index of 84 vs 90.
A $75,000 salary in Pueblo has equivalent purchasing power to approximately $70,000 in Springfield, based on the cost of living difference.
Pueblo's housing index is 81 with median homes at $247,000, while Springfield's is 67 with median homes at $225,000.

Moving & Relocation Resources

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