City Comparison

Pueblo vs Springfield

Cost of Living Comparison · 2026

Pueblo

Colorado
90
Below Average
$247,000
Median Home
$1,075/mo
Median Rent
$56,700
Median Income

Springfield

Massachusetts
107
Above Average
$230,000
Median Home
$1,200/mo
Median Rent
$41,612
Median Income

The Verdict

15.9%

Living in Pueblo costs 15.9% less than Springfield. To match the purchasing power of a $75,000 salary in Pueblo, you would need $89,167 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
81
Pueblo
106
Springfield
Groceries
99
Pueblo
104
Springfield
Utilities
96
Pueblo
119
Springfield
Transportation
99
Pueblo
101
Springfield
Healthcare
102
Pueblo
114
Springfield

Salary Equivalence

A $75,000 salary in Pueblo has the same purchasing power as $89,167 in Springfield.

Conversely, $75,000 in Springfield equals $63,084 in Pueblo.

Living in Pueblo vs Springfield

Housing Costs

Pueblo's housing index of 81 is lower Springfield's 106, translating to median home prices of $247,000 vs $230,000. The $17,000 difference in home prices means roughly $1,104 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,075/mo in Pueblo compared to $1,200/mo in Springfield, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 99 in Pueblo and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $470/month in Pueblo vs $494/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 96 in Pueblo and 119 in Springfield. Monthly utility bills average approximately $384 in Pueblo vs $476 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 102 in Pueblo and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $56,700 in Pueblo and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $63,000 and $38,890 respectively. Pueblo residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,323/month to housing in Pueblo vs $971/month in Springfield. In Pueblo, median rent of $1,075/mo fits within this budget. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 25 index points — focus your budget analysis there.

Frequently Asked Questions

Pueblo is 15.9% more affordable overall with an index of 90 vs 107.
A $75,000 salary in Pueblo has equivalent purchasing power to approximately $89,167 in Springfield, based on the cost of living difference.
Pueblo's housing index is 81 with median homes at $247,000, while Springfield's is 106 with median homes at $230,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases