City Comparison

Provo vs Yuma

Cost of Living Comparison · 2026

Provo

Utah
104
Average
$380,000
Median Home
$1,300/mo
Median Rent
$51,048
Median Income

Yuma

Arizona
92
Below Average
$284,000
Median Home
$1,100/mo
Median Rent
$54,100
Median Income

The Verdict

13.0%

The cost gap between these cities is 13.0%, with Yuma being the more affordable option. A $75,000 income in Provo has equivalent purchasing power to $66,346 in Yuma.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
112
Provo
82
Yuma
Groceries
98
Provo
101
Yuma
Utilities
87
Provo
102
Yuma
Transportation
101
Provo
97
Yuma
Healthcare
97
Provo
87
Yuma

Salary Equivalence

A $75,000 salary in Provo has the same purchasing power as $66,346 in Yuma.

Conversely, $75,000 in Yuma equals $84,783 in Provo.

Living in Provo vs Yuma

Housing Costs

Provo's housing index of 112 is higher Yuma's 82, translating to median home prices of $380,000 vs $284,000. The $96,000 difference in home prices means roughly $6,240 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Provo compared to $1,100/mo in Yuma, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 98 in Provo and 101 in Yuma. A household spending the national average of $475/month on groceries would pay approximately $466/month in Provo vs $480/month in Yuma. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 87 in Provo and 102 in Yuma. Monthly utility bills average approximately $348 in Provo vs $408 in Yuma. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Provo and 87 in Yuma. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $51,048 in Provo and $54,100 in Yuma. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,085 and $58,804 respectively. Yuma residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,191/month to housing in Provo vs $1,262/month in Yuma. In Provo, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Yuma, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Yuma is 13.0% more affordable overall with an index of 92 vs 104.
A $75,000 salary in Provo has equivalent purchasing power to approximately $66,346 in Yuma, based on the cost of living difference.
Provo's housing index is 112 with median homes at $380,000, while Yuma's is 82 with median homes at $284,000.

Moving & Relocation Resources

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