City Comparison

Provo vs Warwick

Cost of Living Comparison · 2026

Provo

Utah
104
Average
$380,000
Median Home
$1,300/mo
Median Rent
$51,048
Median Income

Warwick

Rhode Island
106
Above Average
$413,000
Median Home
$1,425/mo
Median Rent
$74,600
Median Income

The Verdict

1.9%

Living in Provo costs 1.9% less than Warwick. To match the purchasing power of a $75,000 salary in Provo, you would need $76,442 in Warwick.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
112
Provo
127
Warwick
Groceries
98
Provo
102
Warwick
Utilities
87
Provo
112
Warwick
Transportation
101
Provo
105
Warwick
Healthcare
97
Provo
103
Warwick

Salary Equivalence

A $75,000 salary in Provo has the same purchasing power as $76,442 in Warwick.

Conversely, $75,000 in Warwick equals $73,585 in Provo.

Living in Provo vs Warwick

Housing Costs

Provo's housing index of 112 is lower Warwick's 127, translating to median home prices of $380,000 vs $413,000. The $33,000 difference in home prices means roughly $2,148 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Provo compared to $1,425/mo in Warwick, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 98 in Provo and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $466/month in Provo vs $485/month in Warwick. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 87 in Provo and 112 in Warwick. Monthly utility bills average approximately $348 in Provo vs $448 in Warwick. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Provo and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $51,048 in Provo and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,085 and $70,377 respectively. Warwick residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,191/month to housing in Provo vs $1,741/month in Warwick. In Provo, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 25 index points — focus your budget analysis there.

Frequently Asked Questions

Provo is 1.9% more affordable overall with an index of 104 vs 106.
A $75,000 salary in Provo has equivalent purchasing power to approximately $76,442 in Warwick, based on the cost of living difference.
Provo's housing index is 112 with median homes at $380,000, while Warwick's is 127 with median homes at $413,000.

Moving & Relocation Resources

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