Provo vs Springfield
Cost of Living Comparison · 2026
Provo
Springfield
The Verdict
The cost gap between these cities is 23.8%, with Springfield being the more affordable option. A $75,000 income in Provo has equivalent purchasing power to $60,577 in Springfield.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Provo has the same purchasing power as $60,577 in Springfield.
Conversely, $75,000 in Springfield equals $92,857 in Provo.
Living in Provo vs Springfield
Housing Costs
Provo's housing index of 112 is higher Springfield's 67, translating to median home prices of $380,000 vs $225,000. The $155,000 difference in home prices means roughly $10,080 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Provo compared to $950/mo in Springfield, a monthly difference of $350.
Grocery & Food Costs
Grocery expenses index at 98 in Provo and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $466/month in Provo vs $447/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 87 in Provo and 79 in Springfield. Monthly utility bills average approximately $348 in Provo vs $316 in Springfield. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 97 in Provo and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $51,048 in Provo and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,085 and $54,762 respectively. Springfield residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,191/month to housing in Provo vs $1,073/month in Springfield. In Provo, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 45 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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