City Comparison

Provo vs Rock Hill

Cost of Living Comparison · 2026

Provo

Utah
104
Average
$380,000
Median Home
$1,300/mo
Median Rent
$51,048
Median Income

Rock Hill

South Carolina
100
Average
$305,000
Median Home
$1,125/mo
Median Rent
$65,800
Median Income

The Verdict

4.0%

Rock Hill is 4.0% less expensive than Provo overall. A household earning $75,000 in Provo would need approximately $72,115 in Rock Hill to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
112
Provo
79
Rock Hill
Groceries
98
Provo
105
Rock Hill
Utilities
87
Provo
94
Rock Hill
Transportation
101
Provo
103
Rock Hill
Healthcare
97
Provo
106
Rock Hill

Salary Equivalence

A $75,000 salary in Provo has the same purchasing power as $72,115 in Rock Hill.

Conversely, $75,000 in Rock Hill equals $78,000 in Provo.

Living in Provo vs Rock Hill

Housing Costs

Provo's housing index of 112 is higher Rock Hill's 79, translating to median home prices of $380,000 vs $305,000. The $75,000 difference in home prices means roughly $4,872 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,300/mo in Provo compared to $1,125/mo in Rock Hill, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 98 in Provo and 105 in Rock Hill. A household spending the national average of $475/month on groceries would pay approximately $466/month in Provo vs $499/month in Rock Hill. Provo offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 87 in Provo and 94 in Rock Hill. Monthly utility bills average approximately $348 in Provo vs $376 in Rock Hill. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Provo and 106 in Rock Hill. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $51,048 in Provo and $65,800 in Rock Hill. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $49,085 and $65,800 respectively. Rock Hill residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,191/month to housing in Provo vs $1,535/month in Rock Hill. In Provo, median rent of $1,300/mo exceeds this threshold, suggesting renters may feel stretched. In Rock Hill, median rent of $1,125/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Rock Hill is 4.0% more affordable overall with an index of 100 vs 104.
A $75,000 salary in Provo has equivalent purchasing power to approximately $72,115 in Rock Hill, based on the cost of living difference.
Provo's housing index is 112 with median homes at $380,000, while Rock Hill's is 79 with median homes at $305,000.

Moving & Relocation Resources

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