๐Ÿ“Š Cost of Living Comparison

Provo vs Arlington

Side-by-side cost of living comparison for 2026

Provo

Utah
104
Average
$380,000
Median Home
$1,300/mo
Median Rent
$51,048
Median Income

Arlington

Texas
96
Average
$260,000
Median Home
$1,300/mo
Median Rent
$60,138
Median Income

๐Ÿ’ก The Verdict

8% cheaper
Arlington is 8% more affordable than Provo. A $75,000 salary in Provo is equivalent to $69,231 in Arlington.

Category-by-Category Breakdown

Index values shown. National average = 100. Lower is cheaper.

Housing
112
Provo
86
Arlington
Groceries
98
Provo
96
Arlington
Utilities
87
Provo
99
Arlington
Transportation
101
Provo
106
Arlington
Healthcare
97
Provo
100
Arlington

๐Ÿ’ฐ Salary Equivalence

To maintain the same standard of living:

$69,231
$75K in Provo โ†’ Arlington
$81,250
$75K in Arlington โ†’ Provo

See exact take-home pay: Utah salaries ยท Texas salaries

Living in Provo vs Arlington

Housing is typically the biggest factor in any cost-of-living comparison. Provo has a housing index of 112 while Arlington sits at 86 (national average = 100). The median home in Provo costs $380,000 compared to $260,000 in Arlington, a difference of $120,000. Monthly rent follows a similar pattern: $1,300 in Provo versus $1,300 in Arlington.

Groceries and everyday expenses show a narrower gap: Provo scores 98 while Arlington scores 96. Both cities are close to the national average for grocery costs.

Healthcare costs in Provo (97) are lower than Arlington (100). Both are close to the national average.

Median household income in Provo is $51,048 compared to $60,138 in Arlington. When adjusted for cost of living, income goes further in Arlington.

Relocating: Provo vs Arlington

If you are considering a move between Provo (index: 104) and Arlington (index: 96), the 8% cost difference has real implications for your budget. Arlington is the more affordable option, but the right choice depends on your income, career opportunities, and lifestyle priorities.

Housing budget reality: Using the 28% rule (spending no more than 28% of gross income on housing), the median household in Provo can afford $1,191/month, while the median household in Arlington can afford $1,403/month. With median homes at $380,000 in Provo versus $260,000 in Arlington, homeownership requires above-median income in the pricier market.

Renting vs buying: At $1,300/month in Provo and $1,300/month in Arlington, renters face similar costs in both cities. The rent-to-own ratio in each city determines whether renting or buying offers better value for your situation.

Income adjustment: A $75,000 salary goes further in Arlington where costs are 4% below the national average. Before accepting a job in either city, use the salary equivalence data above to understand what you would need to earn to maintain your current standard of living.

Reading These Numbers: Provo (104) vs Arlington (96)

The cost of living index uses 100 as the national average. Provo at 104 is 4% above the US average, while Arlington at 96 is 4% below average. Both cities are close to the national average in overall costs.

A 8-point index spread separates Provo from Arlington, a moderate gap that adds up across monthly bills but is manageable with a typical dual-income household budget. The biggest category divergence is housing, where Provo scores 112 and Arlington scores 86. That 26-point gap is the primary driver of the overall cost difference between these two metros. Housing, the largest line item for most households, favors Arlington with indices of 86 versus 112. Median home prices of $380,000 in Provo and $260,000 in Arlington underscore this gap. Neither city is cheaper across the board: Provo has an edge in utilities and transportation, while Arlington is more affordable for housing and groceries. Your actual savings depend on which categories consume the biggest share of your personal budget.

For renters: With median rents of $1,300/month in Provo and $1,300/month in Arlington, the annual rent difference is approximately $0. Over a 5-year period, that compounds to $0 in savings by choosing the more affordable city.

For homebuyers: The $120,000 difference in median home prices between Provo and Arlington translates to roughly $7,200 per month in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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