City Comparison

Providence vs Sugar Land

Cost of Living Comparison · 2026

Providence

Rhode Island
110
Above Average
$310,000
Median Home
$1,500/mo
Median Rent
$47,012
Median Income

Sugar Land

Texas
110
Above Average
$456,000
Median Home
$1,625/mo
Median Rent
$128,400
Median Income

The Verdict

0.0%

Providence is 0.0% less expensive than Sugar Land overall. A household earning $75,000 in Providence would need approximately $75,000 in Sugar Land to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
118
Providence
128
Sugar Land
Groceries
105
Providence
99
Sugar Land
Utilities
119
Providence
96
Sugar Land
Transportation
102
Providence
101
Sugar Land
Healthcare
112
Providence
96
Sugar Land

Salary Equivalence

A $75,000 salary in Providence has the same purchasing power as $75,000 in Sugar Land.

Conversely, $75,000 in Sugar Land equals $75,000 in Providence.

Living in Providence vs Sugar Land

Housing Costs

Providence's housing index of 118 is lower Sugar Land's 128, translating to median home prices of $310,000 vs $456,000. The $146,000 difference in home prices means roughly $9,492 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Providence compared to $1,625/mo in Sugar Land, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 105 in Providence and 99 in Sugar Land. A household spending the national average of $475/month on groceries would pay approximately $499/month in Providence vs $470/month in Sugar Land. Sugar Land offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 119 in Providence and 96 in Sugar Land. Monthly utility bills average approximately $476 in Providence vs $384 in Sugar Land. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 112 in Providence and 96 in Sugar Land. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $47,012 in Providence and $128,400 in Sugar Land. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,738 and $116,727 respectively. Sugar Land residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,097/month to housing in Providence vs $2,996/month in Sugar Land. In Providence, median rent of $1,500/mo exceeds this threshold, suggesting renters may feel stretched. In Sugar Land, median rent of $1,625/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 23 index points — focus your budget analysis there.

Frequently Asked Questions

Providence is 0.0% more affordable overall with an index of 110 vs 110.
A $75,000 salary in Providence has equivalent purchasing power to approximately $75,000 in Sugar Land, based on the cost of living difference.
Providence's housing index is 118 with median homes at $310,000, while Sugar Land's is 128 with median homes at $456,000.

Moving & Relocation Resources

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