City Comparison

Providence vs Scranton

Cost of Living Comparison · 2026

Providence

Rhode Island
110
Above Average
$310,000
Median Home
$1,500/mo
Median Rent
$47,012
Median Income

Scranton

Pennsylvania
90
Below Average
$195,000
Median Home
$1,025/mo
Median Rent
$49,500
Median Income

The Verdict

22.2%

Scranton is 22.2% less expensive than Providence overall. A household earning $75,000 in Providence would need approximately $61,364 in Scranton to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
118
Providence
65
Scranton
Groceries
105
Providence
98
Scranton
Utilities
119
Providence
102
Scranton
Transportation
102
Providence
101
Scranton
Healthcare
112
Providence
90
Scranton

Salary Equivalence

A $75,000 salary in Providence has the same purchasing power as $61,364 in Scranton.

Conversely, $75,000 in Scranton equals $91,667 in Providence.

Living in Providence vs Scranton

Housing Costs

Providence's housing index of 118 is higher Scranton's 65, translating to median home prices of $310,000 vs $195,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Providence compared to $1,025/mo in Scranton, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 105 in Providence and 98 in Scranton. A household spending the national average of $475/month on groceries would pay approximately $499/month in Providence vs $466/month in Scranton. Scranton offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 119 in Providence and 102 in Scranton. Monthly utility bills average approximately $476 in Providence vs $408 in Scranton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 112 in Providence and 90 in Scranton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $47,012 in Providence and $49,500 in Scranton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,738 and $55,000 respectively. Scranton residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,097/month to housing in Providence vs $1,155/month in Scranton. In Providence, median rent of $1,500/mo exceeds this threshold, suggesting renters may feel stretched. In Scranton, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 53 index points — focus your budget analysis there.

Frequently Asked Questions

Scranton is 22.2% more affordable overall with an index of 90 vs 110.
A $75,000 salary in Providence has equivalent purchasing power to approximately $61,364 in Scranton, based on the cost of living difference.
Providence's housing index is 118 with median homes at $310,000, while Scranton's is 65 with median homes at $195,000.

Moving & Relocation Resources

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