City Comparison

Providence vs Pueblo

Cost of Living Comparison · 2026

Providence

Rhode Island
110
Above Average
$310,000
Median Home
$1,500/mo
Median Rent
$47,012
Median Income

Pueblo

Colorado
90
Below Average
$247,000
Median Home
$1,075/mo
Median Rent
$56,700
Median Income

The Verdict

22.2%

Living in Pueblo costs 22.2% less than Providence. To match the purchasing power of a $75,000 salary in Providence, you would need $61,364 in Pueblo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
118
Providence
81
Pueblo
Groceries
105
Providence
99
Pueblo
Utilities
119
Providence
96
Pueblo
Transportation
102
Providence
99
Pueblo
Healthcare
112
Providence
102
Pueblo

Salary Equivalence

A $75,000 salary in Providence has the same purchasing power as $61,364 in Pueblo.

Conversely, $75,000 in Pueblo equals $91,667 in Providence.

Living in Providence vs Pueblo

Housing Costs

Providence's housing index of 118 is higher Pueblo's 81, translating to median home prices of $310,000 vs $247,000. The $63,000 difference in home prices means roughly $4,092 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Providence compared to $1,075/mo in Pueblo, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 105 in Providence and 99 in Pueblo. A household spending the national average of $475/month on groceries would pay approximately $499/month in Providence vs $470/month in Pueblo. Pueblo offers a meaningful advantage on everyday food costs, saving roughly $348/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 119 in Providence and 96 in Pueblo. Monthly utility bills average approximately $476 in Providence vs $384 in Pueblo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 112 in Providence and 102 in Pueblo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $47,012 in Providence and $56,700 in Pueblo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $42,738 and $63,000 respectively. Pueblo residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,097/month to housing in Providence vs $1,323/month in Pueblo. In Providence, median rent of $1,500/mo exceeds this threshold, suggesting renters may feel stretched. In Pueblo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.

Frequently Asked Questions

Pueblo is 22.2% more affordable overall with an index of 90 vs 110.
A $75,000 salary in Providence has equivalent purchasing power to approximately $61,364 in Pueblo, based on the cost of living difference.
Providence's housing index is 118 with median homes at $310,000, while Pueblo's is 81 with median homes at $247,000.

Moving & Relocation Resources

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