City Comparison

Port St Lucie vs Wilmington

Cost of Living Comparison · 2026

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

Wilmington

North Carolina
103
Average
$320,000
Median Home
$1,400/mo
Median Rent
$48,432
Median Income

The Verdict

3.9%

The cost gap between these cities is 3.9%, with Port St Lucie being the more affordable option. A $75,000 income in Port St Lucie has equivalent purchasing power to $78,030 in Wilmington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
103
Port St Lucie
108
Wilmington
Groceries
102
Port St Lucie
101
Wilmington
Utilities
93
Port St Lucie
94
Wilmington
Transportation
102
Port St Lucie
99
Wilmington
Healthcare
96
Port St Lucie
106
Wilmington

Salary Equivalence

A $75,000 salary in Port St Lucie has the same purchasing power as $78,030 in Wilmington.

Conversely, $75,000 in Wilmington equals $72,087 in Port St Lucie.

Living in Port St Lucie vs Wilmington

Housing Costs

Port St Lucie's housing index of 103 is lower Wilmington's 108, translating to median home prices of $384,000 vs $320,000. The $64,000 difference in home prices means roughly $4,164 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Port St Lucie compared to $1,400/mo in Wilmington, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 102 in Port St Lucie and 101 in Wilmington. A household spending the national average of $475/month on groceries would pay approximately $485/month in Port St Lucie vs $480/month in Wilmington. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Port St Lucie and 94 in Wilmington. Monthly utility bills average approximately $372 in Port St Lucie vs $376 in Wilmington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Port St Lucie and 106 in Wilmington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 10-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $81,100 in Port St Lucie and $48,432 in Wilmington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,919 and $47,021 respectively. Port St Lucie residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,892/month to housing in Port St Lucie vs $1,130/month in Wilmington. In Port St Lucie, median rent of $1,800/mo fits within this budget. In Wilmington, median rent of $1,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 10 index points — focus your budget analysis there.

Frequently Asked Questions

Port St Lucie is 3.9% more affordable overall with an index of 99 vs 103.
A $75,000 salary in Port St Lucie has equivalent purchasing power to approximately $78,030 in Wilmington, based on the cost of living difference.
Port St Lucie's housing index is 103 with median homes at $384,000, while Wilmington's is 108 with median homes at $320,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases