City Comparison

Port St Lucie vs Virginia Beach

Cost of Living Comparison · 2026

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

Virginia Beach

Virginia
105
Average
$310,000
Median Home
$1,500/mo
Median Rent
$73,418
Median Income

The Verdict

5.7%

The cost gap between these cities is 5.7%, with Port St Lucie being the more affordable option. A $75,000 income in Port St Lucie has equivalent purchasing power to $79,545 in Virginia Beach.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
103
Port St Lucie
112
Virginia Beach
Groceries
102
Port St Lucie
100
Virginia Beach
Utilities
93
Port St Lucie
98
Virginia Beach
Transportation
102
Port St Lucie
101
Virginia Beach
Healthcare
96
Port St Lucie
99
Virginia Beach

Salary Equivalence

A $75,000 salary in Port St Lucie has the same purchasing power as $79,545 in Virginia Beach.

Conversely, $75,000 in Virginia Beach equals $70,714 in Port St Lucie.

Living in Port St Lucie vs Virginia Beach

Housing Costs

Port St Lucie's housing index of 103 is lower Virginia Beach's 112, translating to median home prices of $384,000 vs $310,000. The $74,000 difference in home prices means roughly $4,812 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Port St Lucie compared to $1,500/mo in Virginia Beach, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 102 in Port St Lucie and 100 in Virginia Beach. A household spending the national average of $475/month on groceries would pay approximately $485/month in Port St Lucie vs $475/month in Virginia Beach. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Port St Lucie and 98 in Virginia Beach. Monthly utility bills average approximately $372 in Port St Lucie vs $392 in Virginia Beach. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Port St Lucie and 99 in Virginia Beach. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $81,100 in Port St Lucie and $73,418 in Virginia Beach. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,919 and $69,922 respectively. Port St Lucie residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,892/month to housing in Port St Lucie vs $1,713/month in Virginia Beach. In Port St Lucie, median rent of $1,800/mo fits within this budget. In Virginia Beach, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 9 index points — focus your budget analysis there.

Frequently Asked Questions

Port St Lucie is 5.7% more affordable overall with an index of 99 vs 105.
A $75,000 salary in Port St Lucie has equivalent purchasing power to approximately $79,545 in Virginia Beach, based on the cost of living difference.
Port St Lucie's housing index is 103 with median homes at $384,000, while Virginia Beach's is 112 with median homes at $310,000.

Moving & Relocation Resources

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