Port St Lucie vs Toledo
Cost of Living Comparison · 2026
Port St Lucie
Toledo
The Verdict
Living in Toledo costs 28.6% less than Port St Lucie. To match the purchasing power of a $75,000 salary in Port St Lucie, you would need $58,333 in Toledo.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Port St Lucie has the same purchasing power as $58,333 in Toledo.
Conversely, $75,000 in Toledo equals $96,429 in Port St Lucie.
Living in Port St Lucie vs Toledo
Housing Costs
Port St Lucie's housing index of 103 is higher Toledo's 55, translating to median home prices of $384,000 vs $128,000. The $256,000 difference in home prices means roughly $16,644 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Port St Lucie compared to $825/mo in Toledo, a monthly difference of $975.
Grocery & Food Costs
Grocery expenses index at 102 in Port St Lucie and 98 in Toledo. A household spending the national average of $475/month on groceries would pay approximately $485/month in Port St Lucie vs $466/month in Toledo. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Port St Lucie and 92 in Toledo. Monthly utility bills average approximately $372 in Port St Lucie vs $368 in Toledo. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Port St Lucie and 84 in Toledo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $81,100 in Port St Lucie and $42,200 in Toledo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,919 and $54,805 respectively. Port St Lucie residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,892/month to housing in Port St Lucie vs $985/month in Toledo. In Port St Lucie, median rent of $1,800/mo fits within this budget. In Toledo, median rent of $825/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 48 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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