City Comparison

Port St Lucie vs Temecula

Cost of Living Comparison · 2026

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

Temecula

California
131
Expensive
$750,000
Median Home
$2,525/mo
Median Rent
$98,600
Median Income

The Verdict

24.4%

The cost gap between these cities is 24.4%, with Port St Lucie being the more affordable option. A $75,000 income in Port St Lucie has equivalent purchasing power to $99,242 in Temecula.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
103
Port St Lucie
197
Temecula
Groceries
102
Port St Lucie
107
Temecula
Utilities
93
Port St Lucie
115
Temecula
Transportation
102
Port St Lucie
118
Temecula
Healthcare
96
Port St Lucie
99
Temecula

Salary Equivalence

A $75,000 salary in Port St Lucie has the same purchasing power as $99,242 in Temecula.

Conversely, $75,000 in Temecula equals $56,679 in Port St Lucie.

Living in Port St Lucie vs Temecula

Housing Costs

Port St Lucie's housing index of 103 is lower Temecula's 197, translating to median home prices of $384,000 vs $750,000. The $366,000 difference in home prices means roughly $23,796 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Port St Lucie compared to $2,525/mo in Temecula, a monthly difference of $725.

Grocery & Food Costs

Grocery expenses index at 102 in Port St Lucie and 107 in Temecula. A household spending the national average of $475/month on groceries would pay approximately $485/month in Port St Lucie vs $508/month in Temecula. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Port St Lucie and 115 in Temecula. Monthly utility bills average approximately $372 in Port St Lucie vs $460 in Temecula. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Port St Lucie and 99 in Temecula. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $81,100 in Port St Lucie and $98,600 in Temecula. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,919 and $75,267 respectively. Port St Lucie residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,892/month to housing in Port St Lucie vs $2,301/month in Temecula. In Port St Lucie, median rent of $1,800/mo fits within this budget. In Temecula, median rent of $2,525/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 94 index points — focus your budget analysis there.

Frequently Asked Questions

Port St Lucie is 24.4% more affordable overall with an index of 99 vs 131.
A $75,000 salary in Port St Lucie has equivalent purchasing power to approximately $99,242 in Temecula, based on the cost of living difference.
Port St Lucie's housing index is 103 with median homes at $384,000, while Temecula's is 197 with median homes at $750,000.

Moving & Relocation Resources

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