City Comparison

Port St Lucie vs St. Paul

Cost of Living Comparison · 2026

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

St. Paul

Minnesota
100
Average
$260,000
Median Home
$1,300/mo
Median Rent
$57,718
Median Income

The Verdict

1.0%

Living in Port St Lucie costs 1.0% less than St. Paul. To match the purchasing power of a $75,000 salary in Port St Lucie, you would need $75,758 in St. Paul.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
103
Port St Lucie
98
St. Paul
Groceries
102
Port St Lucie
103
St. Paul
Utilities
93
Port St Lucie
97
St. Paul
Transportation
102
Port St Lucie
108
St. Paul
Healthcare
96
Port St Lucie
105
St. Paul

Salary Equivalence

A $75,000 salary in Port St Lucie has the same purchasing power as $75,758 in St. Paul.

Conversely, $75,000 in St. Paul equals $74,250 in Port St Lucie.

Living in Port St Lucie vs St. Paul

Housing Costs

Port St Lucie's housing index of 103 is higher St. Paul's 98, translating to median home prices of $384,000 vs $260,000. The $124,000 difference in home prices means roughly $8,064 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Port St Lucie compared to $1,300/mo in St. Paul, a monthly difference of $500.

Grocery & Food Costs

Grocery expenses index at 102 in Port St Lucie and 103 in St. Paul. A household spending the national average of $475/month on groceries would pay approximately $485/month in Port St Lucie vs $489/month in St. Paul. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Port St Lucie and 97 in St. Paul. Monthly utility bills average approximately $372 in Port St Lucie vs $388 in St. Paul. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Port St Lucie and 105 in St. Paul. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 9-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $81,100 in Port St Lucie and $57,718 in St. Paul. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,919 and $57,718 respectively. Port St Lucie residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,892/month to housing in Port St Lucie vs $1,347/month in St. Paul. In Port St Lucie, median rent of $1,800/mo fits within this budget. In St. Paul, median rent of $1,300/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 9 index points — focus your budget analysis there.

Frequently Asked Questions

Port St Lucie is 1.0% more affordable overall with an index of 99 vs 100.
A $75,000 salary in Port St Lucie has equivalent purchasing power to approximately $75,758 in St. Paul, based on the cost of living difference.
Port St Lucie's housing index is 103 with median homes at $384,000, while St. Paul's is 98 with median homes at $260,000.

Moving & Relocation Resources

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