City Comparison

Port St Lucie vs Springfield

Cost of Living Comparison · 2026

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

Springfield

Missouri
84
Very Affordable
$225,000
Median Home
$950/mo
Median Rent
$46,000
Median Income

The Verdict

17.9%

Springfield is 17.9% less expensive than Port St Lucie overall. A household earning $75,000 in Port St Lucie would need approximately $63,636 in Springfield to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
103
Port St Lucie
67
Springfield
Groceries
102
Port St Lucie
94
Springfield
Utilities
93
Port St Lucie
79
Springfield
Transportation
102
Port St Lucie
90
Springfield
Healthcare
96
Port St Lucie
116
Springfield

Salary Equivalence

A $75,000 salary in Port St Lucie has the same purchasing power as $63,636 in Springfield.

Conversely, $75,000 in Springfield equals $88,393 in Port St Lucie.

Living in Port St Lucie vs Springfield

Housing Costs

Port St Lucie's housing index of 103 is higher Springfield's 67, translating to median home prices of $384,000 vs $225,000. The $159,000 difference in home prices means roughly $10,332 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Port St Lucie compared to $950/mo in Springfield, a monthly difference of $850.

Grocery & Food Costs

Grocery expenses index at 102 in Port St Lucie and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $485/month in Port St Lucie vs $447/month in Springfield. Springfield offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Port St Lucie and 79 in Springfield. Monthly utility bills average approximately $372 in Port St Lucie vs $316 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Port St Lucie and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $81,100 in Port St Lucie and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,919 and $54,762 respectively. Port St Lucie residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,892/month to housing in Port St Lucie vs $1,073/month in Springfield. In Port St Lucie, median rent of $1,800/mo fits within this budget. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 17.9% more affordable overall with an index of 84 vs 99.
A $75,000 salary in Port St Lucie has equivalent purchasing power to approximately $63,636 in Springfield, based on the cost of living difference.
Port St Lucie's housing index is 103 with median homes at $384,000, while Springfield's is 67 with median homes at $225,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases