City Comparison

Port St Lucie vs Springfield

Cost of Living Comparison · 2026

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

Springfield

Massachusetts
107
Above Average
$230,000
Median Home
$1,200/mo
Median Rent
$41,612
Median Income

The Verdict

7.5%

Living in Port St Lucie costs 7.5% less than Springfield. To match the purchasing power of a $75,000 salary in Port St Lucie, you would need $81,061 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
103
Port St Lucie
106
Springfield
Groceries
102
Port St Lucie
104
Springfield
Utilities
93
Port St Lucie
119
Springfield
Transportation
102
Port St Lucie
101
Springfield
Healthcare
96
Port St Lucie
114
Springfield

Salary Equivalence

A $75,000 salary in Port St Lucie has the same purchasing power as $81,061 in Springfield.

Conversely, $75,000 in Springfield equals $69,393 in Port St Lucie.

Living in Port St Lucie vs Springfield

Housing Costs

Port St Lucie's housing index of 103 is lower Springfield's 106, translating to median home prices of $384,000 vs $230,000. The $154,000 difference in home prices means roughly $10,008 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Port St Lucie compared to $1,200/mo in Springfield, a monthly difference of $600.

Grocery & Food Costs

Grocery expenses index at 102 in Port St Lucie and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $485/month in Port St Lucie vs $494/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Port St Lucie and 119 in Springfield. Monthly utility bills average approximately $372 in Port St Lucie vs $476 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Port St Lucie and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 18-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $81,100 in Port St Lucie and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,919 and $38,890 respectively. Port St Lucie residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,892/month to housing in Port St Lucie vs $971/month in Springfield. In Port St Lucie, median rent of $1,800/mo fits within this budget. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 26 index points — focus your budget analysis there.

Frequently Asked Questions

Port St Lucie is 7.5% more affordable overall with an index of 99 vs 107.
A $75,000 salary in Port St Lucie has equivalent purchasing power to approximately $81,061 in Springfield, based on the cost of living difference.
Port St Lucie's housing index is 103 with median homes at $384,000, while Springfield's is 106 with median homes at $230,000.

Moving & Relocation Resources

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