City Comparison

Port St Lucie vs Springfield

Cost of Living Comparison · 2026

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

Springfield

Illinois
78
Very Affordable
$162,000
Median Home
$925/mo
Median Rent
$65,500
Median Income

The Verdict

26.9%

The cost gap between these cities is 26.9%, with Springfield being the more affordable option. A $75,000 income in Port St Lucie has equivalent purchasing power to $59,091 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
103
Port St Lucie
52
Springfield
Groceries
102
Port St Lucie
98
Springfield
Utilities
93
Port St Lucie
98
Springfield
Transportation
102
Port St Lucie
114
Springfield
Healthcare
96
Port St Lucie
91
Springfield

Salary Equivalence

A $75,000 salary in Port St Lucie has the same purchasing power as $59,091 in Springfield.

Conversely, $75,000 in Springfield equals $95,192 in Port St Lucie.

Living in Port St Lucie vs Springfield

Housing Costs

Port St Lucie's housing index of 103 is higher Springfield's 52, translating to median home prices of $384,000 vs $162,000. The $222,000 difference in home prices means roughly $14,436 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Port St Lucie compared to $925/mo in Springfield, a monthly difference of $875.

Grocery & Food Costs

Grocery expenses index at 102 in Port St Lucie and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $485/month in Port St Lucie vs $466/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Port St Lucie and 98 in Springfield. Monthly utility bills average approximately $372 in Port St Lucie vs $392 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Port St Lucie and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $81,100 in Port St Lucie and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,919 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,892/month to housing in Port St Lucie vs $1,528/month in Springfield. In Port St Lucie, median rent of $1,800/mo fits within this budget. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 51 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 26.9% more affordable overall with an index of 78 vs 99.
A $75,000 salary in Port St Lucie has equivalent purchasing power to approximately $59,091 in Springfield, based on the cost of living difference.
Port St Lucie's housing index is 103 with median homes at $384,000, while Springfield's is 52 with median homes at $162,000.

Moving & Relocation Resources

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