City Comparison

Port St Lucie vs South Bend

Cost of Living Comparison · 2026

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

South Bend

Indiana
80
Very Affordable
$173,000
Median Home
$900/mo
Median Rent
$48,200
Median Income

The Verdict

23.8%

The cost gap between these cities is 23.8%, with South Bend being the more affordable option. A $75,000 income in Port St Lucie has equivalent purchasing power to $60,606 in South Bend.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
103
Port St Lucie
50
South Bend
Groceries
102
Port St Lucie
97
South Bend
Utilities
93
Port St Lucie
94
South Bend
Transportation
102
Port St Lucie
102
South Bend
Healthcare
96
Port St Lucie
88
South Bend

Salary Equivalence

A $75,000 salary in Port St Lucie has the same purchasing power as $60,606 in South Bend.

Conversely, $75,000 in South Bend equals $92,813 in Port St Lucie.

Living in Port St Lucie vs South Bend

Housing Costs

Port St Lucie's housing index of 103 is higher South Bend's 50, translating to median home prices of $384,000 vs $173,000. The $211,000 difference in home prices means roughly $13,716 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Port St Lucie compared to $900/mo in South Bend, a monthly difference of $900.

Grocery & Food Costs

Grocery expenses index at 102 in Port St Lucie and 97 in South Bend. A household spending the national average of $475/month on groceries would pay approximately $485/month in Port St Lucie vs $461/month in South Bend. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Port St Lucie and 94 in South Bend. Monthly utility bills average approximately $372 in Port St Lucie vs $376 in South Bend. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Port St Lucie and 88 in South Bend. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $81,100 in Port St Lucie and $48,200 in South Bend. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,919 and $60,250 respectively. Port St Lucie residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,892/month to housing in Port St Lucie vs $1,125/month in South Bend. In Port St Lucie, median rent of $1,800/mo fits within this budget. In South Bend, median rent of $900/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 53 index points — focus your budget analysis there.

Frequently Asked Questions

South Bend is 23.8% more affordable overall with an index of 80 vs 99.
A $75,000 salary in Port St Lucie has equivalent purchasing power to approximately $60,606 in South Bend, based on the cost of living difference.
Port St Lucie's housing index is 103 with median homes at $384,000, while South Bend's is 50 with median homes at $173,000.

Moving & Relocation Resources

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