Port St Lucie vs Santa Rosa
Cost of Living Comparison · 2026
Port St Lucie
Santa Rosa
The Verdict
Living in Port St Lucie costs 34.9% less than Santa Rosa. To match the purchasing power of a $75,000 salary in Port St Lucie, you would need $115,152 in Santa Rosa.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Port St Lucie has the same purchasing power as $115,152 in Santa Rosa.
Conversely, $75,000 in Santa Rosa equals $48,849 in Port St Lucie.
Living in Port St Lucie vs Santa Rosa
Housing Costs
Port St Lucie's housing index of 103 is lower Santa Rosa's 233, translating to median home prices of $384,000 vs $720,000. The $336,000 difference in home prices means roughly $21,840 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Port St Lucie compared to $2,100/mo in Santa Rosa, a monthly difference of $300.
Grocery & Food Costs
Grocery expenses index at 102 in Port St Lucie and 107 in Santa Rosa. A household spending the national average of $475/month on groceries would pay approximately $485/month in Port St Lucie vs $508/month in Santa Rosa. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Port St Lucie and 135 in Santa Rosa. Monthly utility bills average approximately $372 in Port St Lucie vs $540 in Santa Rosa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 96 in Port St Lucie and 112 in Santa Rosa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 16-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $81,100 in Port St Lucie and $94,300 in Santa Rosa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,919 and $62,039 respectively. Port St Lucie residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,892/month to housing in Port St Lucie vs $2,200/month in Santa Rosa. In Port St Lucie, median rent of $1,800/mo fits within this budget. In Santa Rosa, median rent of $2,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 130 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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