City Comparison

Port St Lucie vs Santa Fe

Cost of Living Comparison · 2026

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

Santa Fe

New Mexico
117
Above Average
$480,000
Median Home
$1,600/mo
Median Rent
$61,982
Median Income

The Verdict

15.4%

Port St Lucie is 15.4% less expensive than Santa Fe overall. A household earning $75,000 in Port St Lucie would need approximately $88,636 in Santa Fe to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
103
Port St Lucie
153
Santa Fe
Groceries
102
Port St Lucie
103
Santa Fe
Utilities
93
Port St Lucie
96
Santa Fe
Transportation
102
Port St Lucie
99
Santa Fe
Healthcare
96
Port St Lucie
95
Santa Fe

Salary Equivalence

A $75,000 salary in Port St Lucie has the same purchasing power as $88,636 in Santa Fe.

Conversely, $75,000 in Santa Fe equals $63,462 in Port St Lucie.

Living in Port St Lucie vs Santa Fe

Housing Costs

Port St Lucie's housing index of 103 is lower Santa Fe's 153, translating to median home prices of $384,000 vs $480,000. The $96,000 difference in home prices means roughly $6,240 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Port St Lucie compared to $1,600/mo in Santa Fe, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 102 in Port St Lucie and 103 in Santa Fe. A household spending the national average of $475/month on groceries would pay approximately $485/month in Port St Lucie vs $489/month in Santa Fe. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Port St Lucie and 96 in Santa Fe. Monthly utility bills average approximately $372 in Port St Lucie vs $384 in Santa Fe. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Port St Lucie and 95 in Santa Fe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $81,100 in Port St Lucie and $61,982 in Santa Fe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,919 and $52,976 respectively. Port St Lucie residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,892/month to housing in Port St Lucie vs $1,446/month in Santa Fe. In Port St Lucie, median rent of $1,800/mo fits within this budget. In Santa Fe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 50 index points — focus your budget analysis there.

Frequently Asked Questions

Port St Lucie is 15.4% more affordable overall with an index of 99 vs 117.
A $75,000 salary in Port St Lucie has equivalent purchasing power to approximately $88,636 in Santa Fe, based on the cost of living difference.
Port St Lucie's housing index is 103 with median homes at $384,000, while Santa Fe's is 153 with median homes at $480,000.

Moving & Relocation Resources

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