City Comparison

Port St Lucie vs Rochester

Cost of Living Comparison · 2026

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

Rochester

New York
94
Below Average
$155,000
Median Home
$1,000/mo
Median Rent
$39,728
Median Income

The Verdict

5.3%

Living in Rochester costs 5.3% less than Port St Lucie. To match the purchasing power of a $75,000 salary in Port St Lucie, you would need $71,212 in Rochester.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
103
Port St Lucie
73
Rochester
Groceries
102
Port St Lucie
101
Rochester
Utilities
93
Port St Lucie
105
Rochester
Transportation
102
Port St Lucie
101
Rochester
Healthcare
96
Port St Lucie
100
Rochester

Salary Equivalence

A $75,000 salary in Port St Lucie has the same purchasing power as $71,212 in Rochester.

Conversely, $75,000 in Rochester equals $78,989 in Port St Lucie.

Living in Port St Lucie vs Rochester

Housing Costs

Port St Lucie's housing index of 103 is higher Rochester's 73, translating to median home prices of $384,000 vs $155,000. The $229,000 difference in home prices means roughly $14,880 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Port St Lucie compared to $1,000/mo in Rochester, a monthly difference of $800.

Grocery & Food Costs

Grocery expenses index at 102 in Port St Lucie and 101 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $485/month in Port St Lucie vs $480/month in Rochester. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Port St Lucie and 105 in Rochester. Monthly utility bills average approximately $372 in Port St Lucie vs $420 in Rochester. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 96 in Port St Lucie and 100 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $81,100 in Port St Lucie and $39,728 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,919 and $42,264 respectively. Port St Lucie residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,892/month to housing in Port St Lucie vs $927/month in Rochester. In Port St Lucie, median rent of $1,800/mo fits within this budget. In Rochester, median rent of $1,000/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Rochester is 5.3% more affordable overall with an index of 94 vs 99.
A $75,000 salary in Port St Lucie has equivalent purchasing power to approximately $71,212 in Rochester, based on the cost of living difference.
Port St Lucie's housing index is 103 with median homes at $384,000, while Rochester's is 73 with median homes at $155,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases