Port St Lucie vs Rio Rancho
Cost of Living Comparison · 2026
Port St Lucie
Rio Rancho
The Verdict
The cost gap between these cities is 4.2%, with Rio Rancho being the more affordable option. A $75,000 income in Port St Lucie has equivalent purchasing power to $71,970 in Rio Rancho.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Port St Lucie has the same purchasing power as $71,970 in Rio Rancho.
Conversely, $75,000 in Rio Rancho equals $78,158 in Port St Lucie.
Living in Port St Lucie vs Rio Rancho
Housing Costs
Port St Lucie's housing index of 103 is higher Rio Rancho's 91, translating to median home prices of $384,000 vs $337,000. The $47,000 difference in home prices means roughly $3,060 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Port St Lucie compared to $1,400/mo in Rio Rancho, a monthly difference of $400.
Grocery & Food Costs
Grocery expenses index at 102 in Port St Lucie and 97 in Rio Rancho. A household spending the national average of $475/month on groceries would pay approximately $485/month in Port St Lucie vs $461/month in Rio Rancho. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Port St Lucie and 84 in Rio Rancho. Monthly utility bills average approximately $372 in Port St Lucie vs $336 in Rio Rancho. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 96 in Port St Lucie and 99 in Rio Rancho. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $81,100 in Port St Lucie and $85,800 in Rio Rancho. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,919 and $90,316 respectively. Rio Rancho residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,892/month to housing in Port St Lucie vs $2,002/month in Rio Rancho. In Port St Lucie, median rent of $1,800/mo fits within this budget. In Rio Rancho, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 12 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases