City Comparison

Port St Lucie vs Racine

Cost of Living Comparison · 2026

Port St Lucie

Florida
99
Average
$384,000
Median Home
$1,800/mo
Median Rent
$81,100
Median Income

Racine

Wisconsin
88
Below Average
$126,000
Median Home
$1,025/mo
Median Rent
$57,700
Median Income

The Verdict

12.5%

The cost gap between these cities is 12.5%, with Racine being the more affordable option. A $75,000 income in Port St Lucie has equivalent purchasing power to $66,667 in Racine.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
103
Port St Lucie
66
Racine
Groceries
102
Port St Lucie
97
Racine
Utilities
93
Port St Lucie
94
Racine
Transportation
102
Port St Lucie
90
Racine
Healthcare
96
Port St Lucie
111
Racine

Salary Equivalence

A $75,000 salary in Port St Lucie has the same purchasing power as $66,667 in Racine.

Conversely, $75,000 in Racine equals $84,375 in Port St Lucie.

Living in Port St Lucie vs Racine

Housing Costs

Port St Lucie's housing index of 103 is higher Racine's 66, translating to median home prices of $384,000 vs $126,000. The $258,000 difference in home prices means roughly $16,776 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,800/mo in Port St Lucie compared to $1,025/mo in Racine, a monthly difference of $775.

Grocery & Food Costs

Grocery expenses index at 102 in Port St Lucie and 97 in Racine. A household spending the national average of $475/month on groceries would pay approximately $485/month in Port St Lucie vs $461/month in Racine. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Port St Lucie and 94 in Racine. Monthly utility bills average approximately $372 in Port St Lucie vs $376 in Racine. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 96 in Port St Lucie and 111 in Racine. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $81,100 in Port St Lucie and $57,700 in Racine. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $81,919 and $65,568 respectively. Port St Lucie residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,892/month to housing in Port St Lucie vs $1,346/month in Racine. In Port St Lucie, median rent of $1,800/mo fits within this budget. In Racine, median rent of $1,025/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 37 index points — focus your budget analysis there.

Frequently Asked Questions

Racine is 12.5% more affordable overall with an index of 88 vs 99.
A $75,000 salary in Port St Lucie has equivalent purchasing power to approximately $66,667 in Racine, based on the cost of living difference.
Port St Lucie's housing index is 103 with median homes at $384,000, while Racine's is 66 with median homes at $126,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases