City Comparison

Pompano Beach vs St Cloud

Cost of Living Comparison · 2026

Pompano Beach

Florida
111
Above Average
$349,000
Median Home
$1,750/mo
Median Rent
$67,200
Median Income

St Cloud

Minnesota
90
Below Average
$250,000
Median Home
$1,000/mo
Median Rent
$60,200
Median Income

The Verdict

23.3%

Living in St Cloud costs 23.3% less than Pompano Beach. To match the purchasing power of a $75,000 salary in Pompano Beach, you would need $60,811 in St Cloud.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
133
Pompano Beach
82
St Cloud
Groceries
104
Pompano Beach
101
St Cloud
Utilities
105
Pompano Beach
95
St Cloud
Transportation
111
Pompano Beach
99
St Cloud
Healthcare
93
Pompano Beach
100
St Cloud

Salary Equivalence

A $75,000 salary in Pompano Beach has the same purchasing power as $60,811 in St Cloud.

Conversely, $75,000 in St Cloud equals $92,500 in Pompano Beach.

Living in Pompano Beach vs St Cloud

Housing Costs

Pompano Beach's housing index of 133 is higher St Cloud's 82, translating to median home prices of $349,000 vs $250,000. The $99,000 difference in home prices means roughly $6,432 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,750/mo in Pompano Beach compared to $1,000/mo in St Cloud, a monthly difference of $750.

Grocery & Food Costs

Grocery expenses index at 104 in Pompano Beach and 101 in St Cloud. A household spending the national average of $475/month on groceries would pay approximately $494/month in Pompano Beach vs $480/month in St Cloud. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 105 in Pompano Beach and 95 in St Cloud. Monthly utility bills average approximately $420 in Pompano Beach vs $380 in St Cloud. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 93 in Pompano Beach and 100 in St Cloud. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $67,200 in Pompano Beach and $60,200 in St Cloud. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $60,541 and $66,889 respectively. St Cloud residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,568/month to housing in Pompano Beach vs $1,405/month in St Cloud. In Pompano Beach, median rent of $1,750/mo exceeds this threshold, suggesting renters may feel stretched. In St Cloud, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 51 index points — focus your budget analysis there.

Frequently Asked Questions

St Cloud is 23.3% more affordable overall with an index of 90 vs 111.
A $75,000 salary in Pompano Beach has equivalent purchasing power to approximately $60,811 in St Cloud, based on the cost of living difference.
Pompano Beach's housing index is 133 with median homes at $349,000, while St Cloud's is 82 with median homes at $250,000.

Moving & Relocation Resources

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