Plano vs Warwick
Cost of Living Comparison · 2026
Plano
Warwick
The Verdict
Warwick is 2.8% less expensive than Plano overall. A household earning $75,000 in Plano would need approximately $72,936 in Warwick to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Plano has the same purchasing power as $72,936 in Warwick.
Conversely, $75,000 in Warwick equals $77,123 in Plano.
Living in Plano vs Warwick
Housing Costs
Plano's housing index of 123 is lower Warwick's 127, translating to median home prices of $400,000 vs $413,000. The $13,000 difference in home prices means roughly $840 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Plano compared to $1,425/mo in Warwick, a monthly difference of $275.
Grocery & Food Costs
Grocery expenses index at 98 in Plano and 102 in Warwick. A household spending the national average of $475/month on groceries would pay approximately $466/month in Plano vs $485/month in Warwick. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 99 in Plano and 112 in Warwick. Monthly utility bills average approximately $396 in Plano vs $448 in Warwick. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 100 in Plano and 103 in Warwick. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $96,348 in Plano and $74,600 in Warwick. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,393 and $70,377 respectively. Plano residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $2,248/month to housing in Plano vs $1,741/month in Warwick. In Plano, median rent of $1,700/mo fits within this budget. In Warwick, median rent of $1,425/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 13 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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