City Comparison

Plano vs Twin Falls

Cost of Living Comparison · 2026

Plano

Texas
109
Above Average
$400,000
Median Home
$1,700/mo
Median Rent
$96,348
Median Income

Twin Falls

Idaho
92
Below Average
$380,000
Median Home
$1,150/mo
Median Rent
$60,900
Median Income

The Verdict

18.5%

Living in Twin Falls costs 18.5% less than Plano. To match the purchasing power of a $75,000 salary in Plano, you would need $63,303 in Twin Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
123
Plano
93
Twin Falls
Groceries
98
Plano
98
Twin Falls
Utilities
99
Plano
85
Twin Falls
Transportation
106
Plano
96
Twin Falls
Healthcare
100
Plano
94
Twin Falls

Salary Equivalence

A $75,000 salary in Plano has the same purchasing power as $63,303 in Twin Falls.

Conversely, $75,000 in Twin Falls equals $88,859 in Plano.

Living in Plano vs Twin Falls

Housing Costs

Plano's housing index of 123 is higher Twin Falls's 93, translating to median home prices of $400,000 vs $380,000. The $20,000 difference in home prices means roughly $1,296 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Plano compared to $1,150/mo in Twin Falls, a monthly difference of $550.

Grocery & Food Costs

Grocery expenses index at 98 in Plano and 98 in Twin Falls. A household spending the national average of $475/month on groceries would pay approximately $466/month in Plano vs $466/month in Twin Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Plano and 85 in Twin Falls. Monthly utility bills average approximately $396 in Plano vs $340 in Twin Falls. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Plano and 94 in Twin Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $96,348 in Plano and $60,900 in Twin Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,393 and $66,196 respectively. Plano residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,248/month to housing in Plano vs $1,421/month in Twin Falls. In Plano, median rent of $1,700/mo fits within this budget. In Twin Falls, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.

Frequently Asked Questions

Twin Falls is 18.5% more affordable overall with an index of 92 vs 109.
A $75,000 salary in Plano has equivalent purchasing power to approximately $63,303 in Twin Falls, based on the cost of living difference.
Plano's housing index is 123 with median homes at $400,000, while Twin Falls's is 93 with median homes at $380,000.

Moving & Relocation Resources

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