Side-by-side cost of living comparison for 2026
Plano and Springfield have very similar costs of living, with less than a 3% difference overall.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Texas salaries · Massachusetts salaries
Housing is typically the biggest factor in any cost-of-living comparison. Plano has a housing index of 123 while Springfield sits at 106 (national average = 100). The median home in Plano costs $400,000 compared to $230,000 in Springfield, a difference of $170,000. Monthly rent follows a similar pattern: $1,700 in Plano versus $1,200 in Springfield.
Groceries and everyday expenses show a notable difference: Plano scores 98 while Springfield scores 104. Both cities are close to the national average for grocery costs.
Healthcare costs in Plano (100) are lower than Springfield (114).
Median household income in Plano is $96,348 compared to $41,612 in Springfield. When adjusted for cost of living, purchasing power is similar in both cities.
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