City Comparison

Plano vs Sandy

Cost of Living Comparison · 2026

Plano

Texas
109
Above Average
$400,000
Median Home
$1,700/mo
Median Rent
$96,348
Median Income

Sandy

Utah
128
Expensive
$630,000
Median Home
$1,725/mo
Median Rent
$111,200
Median Income

The Verdict

14.8%

Plano is 14.8% less expensive than Sandy overall. A household earning $75,000 in Plano would need approximately $88,073 in Sandy to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
123
Plano
189
Sandy
Groceries
98
Plano
100
Sandy
Utilities
99
Plano
88
Sandy
Transportation
106
Plano
106
Sandy
Healthcare
100
Plano
95
Sandy

Salary Equivalence

A $75,000 salary in Plano has the same purchasing power as $88,073 in Sandy.

Conversely, $75,000 in Sandy equals $63,867 in Plano.

Living in Plano vs Sandy

Housing Costs

Plano's housing index of 123 is lower Sandy's 189, translating to median home prices of $400,000 vs $630,000. The $230,000 difference in home prices means roughly $14,952 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,700/mo in Plano compared to $1,725/mo in Sandy, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 98 in Plano and 100 in Sandy. A household spending the national average of $475/month on groceries would pay approximately $466/month in Plano vs $475/month in Sandy. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 99 in Plano and 88 in Sandy. Monthly utility bills average approximately $396 in Plano vs $352 in Sandy. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 100 in Plano and 95 in Sandy. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $96,348 in Plano and $111,200 in Sandy. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $88,393 and $86,875 respectively. Plano residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $2,248/month to housing in Plano vs $2,595/month in Sandy. In Plano, median rent of $1,700/mo fits within this budget. In Sandy, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 66 index points — focus your budget analysis there.

Frequently Asked Questions

Plano is 14.8% more affordable overall with an index of 109 vs 128.
A $75,000 salary in Plano has equivalent purchasing power to approximately $88,073 in Sandy, based on the cost of living difference.
Plano's housing index is 123 with median homes at $400,000, while Sandy's is 189 with median homes at $630,000.

Moving & Relocation Resources

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